CHRISTMAS ON A BUDGET

Christmas on a budget is important. The holidays not only bring joy and happiness. They also bring stress and debt. I was having a conversation with my friend, and she was trying to get approval for another credit card to buy Christmas gifts. She feels ashamed of going home and not buying her whole family gifts. The gifts that she was mentioning did not sound any affordable and she was already stressing. Inspired by the conversation that we had, I decided to create this post and I am sharing my tips on how to use your creativity and stay on budget.

Find the right places

Finding the right places to shop is key. As much as I love the mall, it can be expensive. Take a trip to a local boutique in your area. Also, check out stores likes hobby lobby, the dollar store, the $1 section from Target and Amazon. I am sure you can find some great deals to during Black Friday or Cyber Monday, so take advantage of that as well. You can make smaller gifts for your friends & co-workers. Last year I remember I invested in some nice gifts for my parents and my brother. To my friends and other family members, I got them some cute gifts that weren’t expensive. Also, look up blogs for DIY gifts:  places like Pinterest & Youtube have some great tutorials.

Get creative with your cards

There are so many cute & fancy cards out there, but let’s keep it real not a lot of people will keep them. Christmas cards can be pricey sometimes, so I encourage you to get some nice paper for cards at your nearest crafts store, Joann’s or Michaels.  Usually, they have apps that you can download for free and use their coupons. Get some stickers, some paint and create your cards! not only it will help your creative self to make something, but a personalized card will go along the way and people will appreciate it more.

I know some of you (like me…cough cough) are doing some last minute Christmas shopping. I advise you not to freak out, and be smart about your purchases, the people in your life will appreciate anything you give them. I hope you guys enjoy this post and let me know how you stay on budget or what things do you create during the holidays. Merry Christmas friends <3

with love,

 


Also, here is a little last minute gift guide in just in case you need some ideas:

Kreadiv Misfit

One thought on “CHRISTMAS ON A BUDGET

  1. I like this thought process and talked a bit about it myself this year. We def stuck to a budget and I don’t go out and buy gifts for friends and co-workers. Normally we do a secret santa so it’s only for one person, with a limit. Also, my husband and I don’t spend much on each other so we can save for trips instead. Def not worth going above your means for the holidays.

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